Free tools

Check your deadline. Then check the math.

Both tools run entirely in your browser. Nothing you enter is uploaded, stored, or seen by us — close the tab and it's gone.

1 · Rescission Deadline Checker

The law that applies is almost always the law of the state where you signed — not the state you live in. Enter the signing state and date. If you received the disclosure documents (the public offering statement) on a different, later date, enter that too — in many states it is the later date that starts the clock.

State where you signed

Developer / brand

Date you signed the contract

Date you received the disclosure documents Optional. Leave blank if they were handed to you at signing.

Estimate, not a legal determination. This checker applies the published rule for your state as of October 2026. Your contract and your state's current law control — treat this as an estimate and act early. Some states count from events we can't see (like the date a specific document was delivered), and contracts sometimes grant a longer window than the statute. If your computed deadline has passed but your contract says otherwise, the contract's own words deserve a lawyer's hour, not a shrug.

2 · True-Cost Snapshot

The presentation quoted a price. It did not quote the loan interest, or twenty years of a maintenance fee that grows every year. Run the whole picture. The industry's averages (ARDA 2026) are pre-filled — replace them with your own numbers if you have them.

Purchase price ($)

Loan interest rate (% APR)

Loan term (years)

Maintenance fee this year ($)

Fee growth per year (%)

Nights used per year

Comparable hotel rate per night ($) For the comparison line. Set 0 to skip it.

Where the free tools stop

The checker gives you the deadline and the numbers. What it can't do is walk your specific situation through the routes — that depends on your loan balance, your deed type, and your developer's current program terms.

Included in the $39 Kit: the route decision tree, keyed to window status, loan balance, and deeded vs. right-to-use ownership
Included in the $39 Kit: dossiers on Wyndham, Hilton/Bluegreen, Marriott, Westgate, Disney, and Diamond/HGV exit programs
Included in the $39 Kit: the letter pack — rescission notice, surrender request, and hardship letter, with send-by and proof instructions
Included in the $39 Kit: “If you stop paying” — liens, foreclosure, and credit consequences by ownership type

Get the $39 Exit Roadmap Kit

You have the Kit on this device — open your Kit →

Check your deadline. Then check the math.

1 · Rescission Deadline Checker

2 · True-Cost Snapshot

Where the free tools stop

Go deeper, free

Rescission Periods by State

The True Cost of a Timeshare

How to Get Out of a Timeshare